Vacation Protection Plan


We want your Clients to have the vacation of their dreams! So we've created a travel protection plan just for them. The Disney Cruise Line Vacation Protection Plan is a package of benefits that help prepare your Clients for the unexpected before, during, and even after their trip. The Plan includes travel insurance, 24-hour assistance, and our own Cancel For Any Reason feature. This feature delivers a credit of up to 75% of their cancellation fees to be used toward a future Disney Cruise Line sailing - so if your Client cancels for a reason that may not be eligible under the insurance portion of the plan, they still receive a credit for a future cruise!

We want you to have the vacation of your dreams! So we've created a travel protection plan just for you! The Disney Cruise Line Vacation Protection Plan includes travel insurance benefits, a 24-hour helpline, and a Cancel for Any Reason cruise credit feature. Below is a brief summary of what is included in the Plan:

✓ CANCEL FOR ANY REASON - Provided by Disney Cruise Line
Receive a future cruise credit up to 75% of the cancellation fee amount to apply toward a future Disney Cruise Line sailing if you need to cancel for any reason not covered by the insurance portion of the plan. Certain restrictions apply.*

Travel Insurance - Underwritten by Transamerica Casualty Insurance Company
Insurer will reimburse up to the following limits:

Trip Cancellation
and Trip Interruption

Up to Total Trip Cost ($10,000 limit) if you cancel or interrupt due to sickness, injury, death and other covered reasons

Trip Delay

Up to $500 if your cruise vacation is delayed due to carrier-caused delays, including weather, unannounced strike and more

Accident/Sickness Medical

Up to $10,000 Covers medical treatment, hospitalization and more if you become sick or injured on your cruise vacation

Emergency Medical

Up to $30,000 To cover emergency medical transport

Baggage Loss

Up to $3,000 To cover loss, theft or damage to your bags or personal possessions

Baggage Delay

Up to $500 To cover the purchase of necessary items if your bags are delayed for 24+ hours

Worldwide Assistance Services - Services provided by On Call International

24/7 Global Assistance

CareFree Travel Assistance. Medical Assistance. Emergency Services

This plan provides cancellation coverage for your trip and other insurance coverages that apply only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.

*The Cancel For Any Reason cruise credit feature is equal to 75% of the non-refundable cancellation fee imposed by Disney for your use toward a future cruise. Credits are valid for one year from issue date, are not transferrable, and have no cash value. To be eligible for credits, notification of cancellation must be given to Disney Cruise Line prior to the ship's departure and a cancellation claim must be filed with Aon Berkely. If the credit is applied to a cruise booking of lesser value, the credit will be considered used, and the difference will not be carried forward or redeemed for cash. Credit may not be used toward deposit. If, after credit is applied to a booking, that booking is cancelled, the credit will not be carried forward to any other booking. Blockout periods may apply.

The plan may be added to your reservation up until final payment has been made to Disney Cruise Line. Residents of the state of New York are not required to purchase the Disney Cruise Line Vacation Protection Plan in order to access the cancel for any reason credit feature. Please contact 1-866-784-1622 for details.

This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the insured's purchase of travel tickets. Plan may not be available in all jurisdictions.

Travel Insurance is underwritten by Transamerica Casualty Insurance Company, Columbus, Ohio; NAIC #10952 (all states except as otherwise noted) under Policy/Certificate Form series TAHC5000. In CA, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OH, OR, VT, WA and WY Policy Form #'s TAHC5100IPS and TAHC5200IPS. Certain coverages are under series TAHC6000 and TAHC7000.

This program was designed and is administered by Aon Affinity. Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc.  (TX 13695); (AR 244489); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. Affinity Insurance Services is acting as a Managing General Agent as that term is defined in section 626.015(14) of the Florida Insurance Code. As an MGA we are acting on behalf of our carrier partner.

For information on specific Terms, Conditions, and Exclusions, please click here.